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The real estate industry is abuzz with the recent final approval of the National Association of Realtors' (NAR) $418 million settlement. This settlement, which was preliminarily approved in April 2024, marks a significant shift in how real estate commissions are handled.

An FHA Streamline Refinance is a refinancing option available to homeowners with an existing FHA loan. It is designed to simplify the refinancing process by reducing the amount of paperwork and credit documentation required.

A VA IRRRL (Interest Rate Reduction Refinance Loan), also known as a VA Streamline Refinance, is a refinancing option available to veterans with an existing VA loan.

Conventional loans are a popular choice for homebuyers, offering flexibility and often lower costs compared to government-backed loans. Here’s a comprehensive look at what conventional loans entail and the different types available.

If you’re a foreign national looking to buy property in the United States, you might be wondering whether you’re eligible for a mortgage. Fortunately, there are several loan programs designed specifically for foreign nationals, even if you don’t have a Social Security number or a U.S. credit score.

Bank statement loans are a unique type of mortgage designed to help individuals who may not have traditional proof of income, such as pay stubs or tax returns. These loans are particularly beneficial for self-employed individuals, freelancers, contractors, and those with non-traditional income sources.

When it comes to mortgages, not everyone fits into the traditional mold. Non-QM (Non-Qualified Mortgage) loans offer an alternative for those who might not meet the strict criteria of conventional loans. Here’s a comprehensive look at what non-QM loans are, who they benefit, and their advantages.

When it comes to buying a home, many people find the process daunting, especially if they don’t have a large down payment or a perfect credit score. Fortunately, FHA loans offer a solution that makes homeownership more accessible.

VA loans are a unique and valuable benefit available to U.S. military veterans, active-duty service members, and certain surviving spouses. Established as part of the 1944 GI Bill of Rights, the VA home loan program aims to help veterans secure affordable housing and transition smoothly into civilian life.